Just a moment…
Clover is a POS hardware ecosystem. Most of what you would want — loyalty, gift cards, scan-to-order — is tied to a Clover device, a plan tier, or both. Shopolo is entirely online, with no hardware at all: gift cards, ordering, reservations and the QR menu free core, and loyalty and email on the Plus addon.
Clover is sold through banks and resellers that each set their own rate, so no single figure applies. On Shopolo, core has no monthly fee and a flat 1.9% platform fee applies to payments you process, in addition to Stripe's own processing fee. Subject to change.
Most of Clover's features — including gift card redemption and loyalty — require you to have Clover hardware at your location. A card reader is the cheap end and a full counter station the dear end, and because Clover is largely sold through banks and resellers the quote you get is theirs, not a list price we can cite. Shopolo has no hardware requirement. Everything runs from a browser.
Clover does have its own loyalty product, Rewards by Clover, and richer rules sit on a paid Customer Engagement tier above it — so the real difference is not whether loyalty exists but what it is attached to: a plan tier and a terminal at your counter. On Shopolo, loyalty is the Plus addon — one optional addon on your own account, sharing the same customer list as your gift cards, ordering and bookings, which are free core.
Loyalty, reservations, marketing and booking are spread across Clover plan tiers and App Market apps, each with its own monthly subscription. On Shopolo, booking, reservations, ordering and the QR menu are free core, and loyalty and email campaigns are a single optional Plus addon — one bill instead of an app per feature.
Clover is a strong fit if you need a full-featured physical POS terminal with inventory tracking, employee management, and a large third-party app ecosystem. For businesses that already need Clover for in-person card processing, adding their apps makes sense — and worth being straight about, our 1.9% platform fee sits on top of Stripe's processing rather than replacing it, so on card volume alone a card-present POS rate will usually beat us per sale. Shopolo is better when you want gift cards, loyalty, bookings and online ordering with no hardware to buy and nothing to pay until you take a payment; the more of your volume runs through a counter terminal, the weaker that case gets.
Yes — Shopolo is entirely online and nothing requires a device. Gift cards, online ordering, bookings, reservations and the QR menu are free core and run from a browser; loyalty and email campaigns are the Plus addon. Clover ties gift card redemption, loyalty and scan-to-order to its hardware and plan tiers.
There is no single figure: Clover is sold through banks and resellers that each set their own hardware and software rates, so the quote you get is theirs, not a list price. Shopolo's core has no monthly fee, with a flat 1.9% platform fee plus Stripe processing on payments you take online.
Per transaction, often yes — a card-present POS rate will usually beat Shopolo's 1.9% platform fee sitting on top of Stripe's processing. The difference is everything around the payment: Clover's features are spread across plan tiers, App Market subscriptions and hardware, while Shopolo charges nothing monthly for its core and needs no terminal.
No hardware. No setup fees. Bookings, gift cards, ordering and your storefront — live in under 10 minutes.
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